Say yes to a home that grows with you, starting with rates as low as 5.05% p.a.*

*Annual percentage rate (APR) is 5.129%. See our Campaign Terms and Conditions for more details. 

Financing starts from MUR500,000

Up to 100% financing (subject to eligibility)

No early repayment fees on loan settlements

Flexible repayment terms of up to 30 years, tailored to suit your needs 

You do not need to be an existing Absa customers to apply

Re-financing options are available

Take the first step toward your perfect home and let us contact you for your Absa Home Loan today

Let us contact you 

Explore partner discounts

Use the Home Loan calculator

  • Important information

    The Annual percentage rate (APR) is 5.129%. See our Campaign Terms and Conditions for more details on our rates starting as low as 5.05%. 

    Get access to Household and Content Insurance against:
    • Fire, lightning, explosions, cyclone, floods or tidal waves
    • Riots, strikes, lock-outs, malicious damage or earthquakes
    • Volcanic eruptions, aircraft impacts, electrical damage and burglaries
    Get access to Life insurance designed to help you plan for your future while protecting your finances:
    • Eductaion plan 
    • Retirement plan
    • Decreasing term insurance

    All insurance products are underwritten by our insurance partners and are subject to their terms and conditions.

  • Documents required to apply

    • National identity card, passport or driver’s licence
    • Utility bill (not older than three months) that is in your name
    • Birth certificate or marriage certificate if relationship needs to be established
    • Draft title deed
    • Last 3 months' bank statements
    • Latest salary slip
    • If you earn other income (e.g. overtime/commissions/ travel allowance), last 12 months' salary slips are required
    • If you have been with your current employer 6 months or less, letter confirming permanent employment
    • Contract of employment if you are working under contract

    All documents are required in their original form.

    The list of required documents mentioned above is indicative only.

    The bank may at any time request additional documents or information to process your application.

  • FAQs

    1. What is an Absa Home Loan? 

    An Absa Home Loan helps you finance the purchase, construction, or renovation of your home, with flexible repayment options designed around your budget and life goals. It can also be used to finance your solar panel installation.

    2. Who can apply for an Absa Home Loan? 

    Any eligible Mauritian resident with a regular income, whether you’re a salaried employee, self-employed, or a professional, can apply subject to credit approval and affordability assessment. This offer is also open to Digi customers.

    3. What can I use a home loan for? 
    • Buy a house, apartment, or land
    • Build your home
    • Renovate or extend your existing property
    • Refinance an existing home loan
    • Finance your solar panel installation
    4. How much can I borrow? 

    The loan amount depends on factors such as your income, financial commitments, property value, and affordability. An Absa Advisor can help you estimate how much you qualify for.

    5. What is the repayment period? 

    You can choose a repayment period of up to 30 years, depending on your profile and the type of property financed.

    6. Are interest rates fixed or variable? 

    Absa Mauritius offers competitive interest rates, which may be fixed for a period or variable, depending on the option selected. Your nearest branch or Relationship Manager will guide you to the best choice for your situation.

    7. Do I need a deposit? 

    Yes, a deposit is usually required. The amount depends on the property value and your financial profile. The more you contribute upfront, the lower your monthly repayments may be.

    8. How long does the approval process take? 

    Once the application is complete, approval timelines are usually quick. Absa Mauritius strives to make the process as smooth and efficient as possible.

    9. Can I repay a home loane arly? 

    Yes. You can make additional payments or settle your loan early without any penalty, subject to all conditions being adhered to. This can help reduce interest over time.

    10. Can first-time buyers apply? 

    Yes. Absa Mauritius supports first-time homebuyers with guidance at every step, from application to moving in.

    11. How do I apply? 
    • Visit your nearest Absa branch
    • Speak to an Absa Relationship Manager
    • Apply online or request a call-back

    Let us contact you

Home loan calculator

Fill in the details below and we will help you calculate your repayment 

For interest rates applicable during campaigns, please contact your Relationship Manager or visit one of our branches.

Let us contact you to take the first steps

towards your dream home

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Need more help?

Call our 24/7 Service Centre: 
+230 402 1000

Email us:
customer.contact@absa.africa

  • Loan features

     
    • Credit facility will be secured by a property.
    • Your eligible loan amount depends on your income and financial commitments.
    • Capital relief is available upon request, subject to approval.
    • Loan approval is subject to credit assessment.

  • Documents required to apply

    • National identity card, passport or driver’s licence
    • Utility bill (not older than three months) that is in your name
    • Birth certificate or marriage certificate if relationship needs to be established
    • Draft title deed
    • Last 3 months' bank statements
    • Latest salary slip
    • If you earn other income (e.g. overtime/commissions/ travel allowance), last 12 months' salary slips are required
    • If you have been with your current employer 6 months or less, letter confirming permanent employment
    • Contract of employment if you are working under contract

     

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application.

     

Frequently asked questions

  • What is an Absa Home Loan?

    An Absa Home Loan helps you finance the purchase, construction, or renovation of your home, with flexible repayment options designed around your budget and life goals. It can also be used to finance your solar panel installation.


  • Who can apply for an Absa Home Loan?

    Any eligible Mauritian resident with a regular income, whether you’re a salaried employee, self-employed, or a professional, can apply subject to credit approval and affordability assessment. This offer is also open to Digi customers.

  • What can I use the home loan for?

    You can use it to:

    • Buy a house, apartment, or land
    • Build your home
    • Renovate or extend your existing property
    • Refinance an existing home loan
    • Finance your solar panel installation

  • How much can I borrow?

    The loan amount depends on factors such as your income, financial commitments, property value, and affordability. An Absa Advisor can help you estimate how much you qualify for.

  • What is the repayment period?

    You can choose a repayment period of up to 30 years, depending on your profile and the type of property financed.

  • Are interest rates fixed or variable?

    Absa Mauritius offers competitive interest rates, which may be fixed for a period or variable, depending on the option selected. Your nearest branch or Relationship Manager will guide you to the best choice for your situation.

  • Do I need a deposit?

    Yes, a deposit is usually required. The amount depends on the property value and your financial profile. The more you contribute upfront, the lower your monthly repayments may be.

  • Which documents are required to apply?

    • National identity card, passport or driver’s license
    • Utility bill (not older than three months) that is in your name
    • Birth certificate or marriage certificate if relationship needs to be established
    • Draft title deed
    • Last 3 months' bank statements
    • Latest salary slip
    • If you earn other income (e.g. overtime/commissions/ travel allowance), last 12 months' salary slips are required
    • If you have been with your current employer for 6 months or less, letter confirming permanent employment
    • Contract of employment if you are working under contract

    Note: All documents are required in their original form. The list of required documents mentioned above is indicative only. We may at any time request additional documents or information to process your application.

  • How long does the approval process take?

    Once the application is complete, approval timelines are usually quick. Absa Mauritius strives to make the process as smooth and efficient as possible.

  • Can I repay my home loan early?

    Yes. You can make additional payments or settle your loan early without any penalty, subject to all conditions being adhered to. This can help reduce interest over time.

  • Can first-time buyers apply?

    Yes. Absa Mauritius supports first-time homebuyers with guidance at every step, from application to moving in.

     

  • How do I apply?

    You can:

    • Visit your nearest Absa branch
    • Speak to an Absa Relationship Manager
    • Apply online or request a call-back