Gold Credit Card

Enhance your purchasing power with a Visa Gold Credit Card and enjoy attractive rewards and benefits.

What's included
Global acceptance

A safe way to shop online with Verified by Visa feature

24/7 transaction monitoring through SMS alert and customer call backs to minimise the risk of fraud

Free eStatements

Up to 8 supplementary cards

First three months interest waived on Balance Transfer facility

Interest-free period of up to 52 days if 100% of the balance is paid by the repayment due date (excluding cash transactions)

Buy Now Pay Later (BNPL) Facility for credit purchases starting from Rs 10,000 (preferential interest rate of 1.50% and 1.90% for 6 and 12 months respectively)

Attractive discounts at our alliance partners across the island

Free reward points every time you spend on purchases with your card. Reward points can be redeemed against cashback

Free travel accident cover if ticket is paid with the Gold card
What you need to know
A minimum salary of Rs20,000 is required to qualify for the Gold Credit Card.
How to redeem rewards points
Customers earn points on credit card purchases:

For redemption of points , please login onto our Internet Banking platform, or call our 24/7 Service Centre on +230 402 1000

For more information on points calculation, please call your dedicated Relationship Manager or our 24/7 Service Centre on +230 402 1000
What to bring when you apply
Visit your nearest branch with the following documents:

Proof of identity

National identity document or,

Passport or,

Driving license

Proof of residence

Utility bill not older than 3 months

Birth certificate or marriage certificate if relationship needs to be established

Latest payslip

Last 3 month's bank statements

All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).