• Choose between medium and long term corporate loans in Mauritian rupees or foreign currencies.
  • Payment terms are tailored to your cashflow profile.
  • Choose between fixed or variable interest rates to suit your business requirements.  


  • Withdraw money any time you need to.
  • Benefit from an agreed loan limit and term in Mauritius Rupees and major foreign currencies.
  • Enjoy flexible early repayment facility without incurring additional charges.
  • No need to reapply for credit.
  • Use it alongside any other corporate banking product.


  • What you need to know

    • Up to 100% of the cost price of the asset (excluding insurance and VAT)
    • Maximum term of 7 years
    • Choice of fixed or variable interest
    • A facility in Mauritian Rupees or major foreign currencies
    • Selected second-hand assets financing is permissible
    • There is no requirement to secure collateral against the asset
  • Finance lease

    • We buy the asset and leases it to you on credit terms under a finance lease agreement.
    • You rent the asset for an agreed term and make fixed repayments that include proportions of capital and interest charges.
    • At the end of the lease, you have the option to buy the asset at book value (residual value).
  • Sale and leaseback

    • You (as the current owner) sell the asset to Absa and we, in turn, lease it back to you.
    • Assets under sale and leaseback will be financed through a finance lease.
  • Types of assets financed

    Type of assets financed

    For assets to be considered acceptable for financing through Asset Finance they must be:

    • Moveable
    • Freely transferrable in title
    • Identifiable
    • Durable
    • Easy to value and have a predictable value going forward

    Acceptable asset types

    • Passenger, commercial and personal vehicles
    • Trailers
    • Forklift trucks
    • Agricultural equipment
    • Industrial equipment (with a strong resale value on the market)


  • Infrastructure financing

    • We have skills, expertise and experience to apply project finance techniques to finance capital expenditure for large projects.
    • Our project finance team and dedicated account executives appraise projects in sectors ranging from hospitality to energy and real estate.
    • Let us help you mitigate the project risks, preparing your documentation, arranging financing with other banks and more.
  • Cross-border financing

    Our strong regional presence and close ties with banks worldwide allow us to provide you with several types of business finance solutions. 


    Our solutions include:

    • Structured loan finance solutions tailored to the needs of your business
    • Extensive knowledge of local realities and business practices should you wish to operate in a foreign market
    • Insightful information by our experienced team and global network
  • Property financing

    We finance projects for the following purposes:
    • Commercial
    • Residential
    • Mixed use
    • Integrated resort scheme
    • Real estate scheme
    • Property development scheme
  • Syndicated financing

    • We have the industry knowledge and credibility to successfully invite other banks in the financing of your projects when required.
    • We have successfully syndicated loans, from local as well as foreign banks in the financing of hotels, real estate projects and power plants.
Need more help?

Call our 24/7 Service Centre: 
+230 402 1000

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