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Comprehensive insurance

Get preferential rates for all your insurance needs, which means you can enjoy comprehensive cover for less

five-star concierge service
Free unemployment cover

Benefit from involuntary-loss-of-employment insurance with your Prestige Banking account.

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ATM theft cover

Free ATM theft cover for withdrawals using your Platinum credit card.

Premier Home loan
Extended warranty

An extended warranty of one year on items purchased with you Platinum credit card.

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Purchase protection

Free purchase protection on items bought using your Platinum Credit Card.

everydaybanking

Benefit from a range of attractive solutions and rewards

  1. Dedicated relationship manager
  2. Preferential rates and lending
  3. Comprehensive insurance options
  4. Discount at our alliance partners
  5. Access to digital channels
  6. Free financial review
  7. Free Involuntary Loss of Employment Cover

Current Account

Free access to our digital channels, eStatements, as well as unlimited standing orders, direct debit and cheque books.

Prestige Debit Card

Up to Rs40,000 withdrawal limit per day at our local Absa ATMs. No withdrawal charges apply  at any other bank’s ATMs locally.

Foreign Currency Account

Dealing in multiple currencies is made simple with the possibility of holding accounts in major foreign currencies.

Fixed term deposits

Guaranteed returns on your money in Mauritian rupees and major foreign currencies.

Gold Credit Card

Benefit from rewards and a free travel accident cover for you and your family.

The policies of all our insurance products are underwritten by our insurance partners and subject to their terms and conditions.
All alliance offers mentioned on our website are also subject to the merchant’s terms and conditions.

prestigeloansolutions

  • Unsecured loan

    We are here to help bring your goals within reach. Whether it’s for your wedding, a car, your studies, or a sudden medical expense, we can assist you through our personal loans.

     

    What you get

    • Competitive interest rates
    • No extra repayment fees on early settlement
    • Flexible repayment periods
    • Peace of mind for your loved ones with credit life insurance
    • Fast-tracked loan approval
       

    What you need to know

    • Available for Absa and non-Absa customers
    • Finance available up to Rs2 million
    • The loan amount you qualify for will vary according to your salary and other debt obligations
    • Flexible repayment options
    • If you already have a loan with another financial institution, we can buy it back
       

    What to bring when you apply

    • National identity document, birth or marriage certificate and utility bill not older than 3 months 
    • Last three months’ bank account statements
    • Your latest salary slip
    • If you earn regular overtime or commissions, 12 latest salary slips and 12 months' latest bank statements
    • Letter of outstanding balance from other banks/financial institutions (where applicable)
    • Work contract if employed less than a year 
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Secured loan

    For any of your financial needs, our tailor-made loans give you the flexibility to borrow against a range of securities with lower interest rates than our unsecured loans.

     

    What you get

    • The flexibility to borrow against a range of securities
    • Hassle-free application with no early repayment fees
    • Optional credit life insurance can be added for your and your dependants' peace of mind
       

    What you need to know

    • The loan amount you qualify for will vary according to your salary and other facilities that you might already have
    • Flexible repayment options of up to 30 years
    • If you already have a loan with another institution, we can buy it back
       

    What to bring when you apply

    • National identity document, passport or driving licence
    • Utility bill not older than 3 months at time of application
    • Last 3 months’ bank account statements
    • Your latest salary slip
    • If you earn regular overtime or commissions, 12 latest salary slips and 12 months' latest bank statements
    • Letter of outstanding balance from other banks/financial institutions (where applicable)
    • Work contract if employed less than a year
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Car loan

    What you get

    • The option of choosing between a secured or unsecured loan
    • Flexible repayment periods of up to 7 years
    • Hassle-free application with no early repayment fees
       

    What you need to know

    • Available for Absa and non-Absa customers
    • In case you choose the secured loan option, we finance up to 80% of your car value
    • We provide secured car loans for new vehicles purchased through authorised dealership only
    • The loan amount you qualify for will vary according to your salary and other facilities that you might already have
    • The percentage we finance is subjects to certains conditions.
       

    What to bring when you apply

    • National identity document, passport or driving licence
    • Utility bill not older than 3 months
    • Last 3 months’ bank account statements
    • Your latest salary slip
    • If you earn regular overtime or commissions, 12 latest salary slips and 12 months' latest bank statements
    • Letter of outstanding balance from other banks/financial institutions (where applicable)
    • Work contract if employed less than one year
    • Quote from the vendor, which should not be older than 15 days
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Study loan

    What you get

    • Finance up to Rs2 million on an unsecured basis
    • Access to higher loan amounts on a secured basis
    • Flexible repayment periods of up to 7 years on unsecured loans and up to 30 years for secured loan
    • Hassle-free application with no early repayment fees
       

    What you need to know

    • Finance available from a minimum of Rs200,000 for a secured loan
    • Finance available from a minimum of Rs50,000 for an unsecured loan
    • The loan amount you qualify for will vary according to your salary and other facilities that you may already have
       

    What to bring when you apply

    • National identity document, passport or driving licence
    • Utility bill not older than 3 months 
    • Birth or marriage certificate (where applicable)
    • Document issued by the education service provider as evidence of the estimated costs of studies
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

prestigemortgages

  • Buy a home

    What you get

    • Convenient and flexible repayment terms of up to 30 years
    • Competitive floating interest rates as from 4.80% per annum
       

    What you need to know

    • The home loan is suitable for anyone who wants to buy an existing property
    • We can finance up to 80% of the cost of your new home
    • Your home or cash can be used as collateral
       

    What to bring when you apply

    • National identity document or passport (for borrower/s and guarantor/s)
    • Utility bill not older than three months at time of application
    • Last three months’ bank statements
    • Latest salary slip
    • Last 12 months’ salary slips if regular other income is obtained (e.g. overtime/commissions/travel allowance)
    • Letter from your employer confirming permanent employment if your length of service is six months or less
    • Contract of employment if you are working under contract
    • Marriage certificate (where applicable)
    • Draft title deed
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Build a home

    What you get

    • Convenient and flexible repayment terms of up to 30 years
    • Competitive floating interest rates as from 4.80% per annum
       

    What you need to know

    • The home loan is suitable for anyone who wants to build a home
    • We can finance up to 100% of the cost of your project
    • Your loan will be paid in instalments based on satisfactory progress of works
    • Your home or cash can be used as collateral
       

    What to bring when you apply

    • National identity document or passport (for borrower/s and guarantor/s)
    • Utility bill not older than three months at time of application
    • Last three months’ bank statements
    • Latest salary slip
    • Last 12 months’ salary slips if regular other income is obtained (e.g. overtime/commissions/travel allowance)
    • Letter from your employer confirming permanent employment if your length of service is six months or less
    • Contract of employment if you are working under contract
    • Marriage certificate (where applicable)
    • Title deed
    • Construction plan
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Buy residential land

    What you get

    • Convenient and flexible repayment terms of up to 30 years
    • Competitive floating interest rates as from 4.80% per annum
       

    What you need to know

    • This home loan is suitable for anyone who wants to buy a residential plot of land
    • We can finance up to 60% of the cost of your project
    • Your home or cash can be used as collateral
       

    What to bring when you apply

    • National identity document or passport (for borrower/s and guarantor/s)
    • Utility bill not older than three months at time of application
    • Last three months’ bank statements
    • Latest salary slip
    • Last 12 months’ salary slips if regular other income is obtained (e.g. overtime/commissions/travel allowance)
    • Letter from your employer confirming permanent employment if your length of service is six months or less
    • Contract of employment if you are working under contract
    • Marriage certificate (where applicable)
    • Draft title deed
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Renovate a home

    What you get

    • Convenient and flexible repayment terms of up to 30 years
    • Competitive floating interest rates as from 4.80% per annum
       

    What you need to know

    • The home loan is suitable for anyone who wants to renovate his/her home
    • We can finance up to 100% of the cost of your project
    • Your loan will be paid in instalments based on satisfactory progress of work
    • Your home or cash can be used as collateral
       

    What to bring when you apply

    • National identity document or passport (for borrower/s and guarantor/s)
    • Utility bill not older than three months at time of application
    • Last three months’ bank statements
    • Latest salary slip
    • Last 12 months’ salary slips if regular other income is obtained (e.g. overtime/commissions/travel allowance)
    • Letter from your employer confirming permanent employment if your length of service is six months or less
    • Contract of employment if you are working under contract
    • Marriage certificate (where applicable)
    • Title deed
    • Breakdown of renovation costs
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Switch your mortgage

    What you get

    • Convenient and flexible repayment terms of up to 30 years
    • Competitive floating interest rates as from 4.80% per annum
    • We even pay your registration fees on the loan amount being bought back from another financial institution
       

    What you need to know

    • The home loan is suitable for anyone who wants to switch his/her loans to Absa
    • We buy back 100% of your outstanding balance
    • Your home or cash can be used as collateral
       

    What to bring when you apply

    • National identity document, passport or driving licence (for borrower/s and guarantor/s)
    • Utility bill not older than three months at time of application
    • Last three months’ bank statements
    • Latest salary slip
    • Last 12 months’ salary slips if regular other income is obtained (e.g. overtime/commissions/travel allowance)
    • Letter from your employer confirming permanent employment if your length of service is six months or less
    • Contract of employment if you are working under contract
    • Marriage certificate (where applicable)
    • Title deed
    • Certificate of outstanding balance from other institution
       

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

prestigerewardsandbenefits

Prestige Banking is about making our offerings work for you, right down to the rewards. Whether it’s helping you up in the air, or getting you real savings on the ground – you’ll enjoy more than you expected.

  • Free travel insurance: get free travel insurance for you and your family with your Platinum Worldmiles Credit Card.

 

Apply online

Need more help?

Call our 24/7 Service Centre: 
+230 402 1000

Chat to Abby on WhatsApp: 
+230 5919 0001

Email us:
customer.contact@absa.africa