Platinum Credit Card

Get free travel insurance, attractive discounts and earn rewards every time you swipe or shop with your Absa Platinum Credit Card.

What's included
Global acceptance

A safe way to shop online with Verified by Visa feature

24/7 transaction monitoring through SMS alert and customer call backs to minimise the risk of fraud

Free estatements

Get up to 8 supplementary cards

First three months interest waived on balance transfer

Interest-free period of up to 52 days if 100% of the balance due is paid (excluding cash transactions)

Buy Now Pay Later (BNPL) Facility for credit purchases starting from Rs 10,000 (preferential interest rate of 1.50% and 1.90% for 6 and 12 months respectively)

Attractive discounts at our alliance partners

Unique travel reward proposition. Points can be redeemed for flights, hotel stays, cruise tickets and duty free shopping

Extended warranty on items purchased with your card: one additional year of cover will be added to the original manufacturer’s warranty

Purchase protection provides automatic coverage against loss or damage that occurs within 365 days of the date of purchase

Free travel insurance cover including compensation for flight delays above 6 hours

Free ATM theft cover

Dedicated Relationship Manager for Premier and Prestige Banking customers
What you need to know
A minimum salary of Rs 75,000 is required to qualify for the Platinum Credit Card.

As a Platinum cardholder , you get free travel insurance up to:
- Rs 3,500,000 with usage of the card to pay for Air Ticket
- Rs 2,000,000 without usage of the card to pay for Air Tickets
How to redeem rewards points
Customers earn points on credit card purchases:

For redemption of points , please login onto our Internet Banking platform, or call our 24/7 Service Centre on +230 402 1000

For more information on points calculation, please call your dedicated Relationship Manager or our 24/7 Service Centre on +230 402 1000
What to bring when you apply
Visit your nearest branch with the following documents:

Proof of identity

National identity document, or

Passport, or

Driving license

Proof of residence

Utility bill not older than 3 months

Birth certificate or marriage certificate if relationship needs to be established

Latest payslip

Last 3 months' bank statements

All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).