Secured loan

Get a secured personal loan to help reach your goals or cover an emergency expense. We offer repayment options of up to 30 years at competitive interest rates.

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Unsecured loan

We offer hassle-free, instant personal loans without guarantee. Contact us and see if you qualify for a loan, whether you are an existing Absa customer or not.

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Secured loan

  • What's included

    • Competitive interest rates 
    • Convenient and flexible repayment terms up to 30 years
    • No penalty fee for early repayments
    • No registration fee for refinancing of loan held at another financial institution

  • What you need to know

    • Finance is available from a minimum of Rs500,000.
    • The loan amount you qualify for will vary according to your salary and other debts that you might already have. Assessment will be done upon application.

  • What to bring to the branch

    • National identity document, passport or driving licence
    • Utility bill not older than 3 months
    • Last 3 months’ bank account statements
    • Your latest salary slip (new customers) or a copy of the latest salary slip (fixed income only)
    • 12 latest salary slips and 12 months' latest bank statements (if you earn regular overtime/commissions)
    • Letter of outstanding balance from other banks/financial institutions (where applicable)
    • Work contract if employed less than a year

     

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

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    I have read the Data Privacy Statement and agree to my personal details be processed by Absa

Unsecured loan

  • What's included

    • Competitive interest rates apply.
    • Settle your loan whenever you wish with no early repayment fees.
    • Finance available  from Rs100,000 to Rs2,500,000.
    • You can choose a repayment term of up to 84 months.
    • Apply for an unsecured loan even if you are not yet an existing Absa customer.
    • Credit life insurance is attached to this loan for your and your loved ones’ peace of mind.
    • With our swift service, you have a decision on your application within 2 working days.

  • What you need to know

     
    • The loan amount you qualify for will vary according to your salary and other debt obligations.
    • Flexible repayment options up to 7 years apply.
    • If you already have a loan with another financial institution, we can buy it back.
    • Finance is available from a minimum of Rs100,000 up to Rs2,500,000.

  • What to bring when you apply

    • Identity document, birth or marriage certificate (if applicable) and utility bill not older than 3 months
    • Last 3 months’ bank account statements
    • Your latest salary slip (new customers) or a copy of the latest salary slip (fixed income only)
    • 12 latest salary slips and 3 months' latest bank statements (if you earn regular overtime/commissions)
    • Letter of outstanding balance from other banks/financial institutions (where applicable)
    • Work contract if employed less than a year

     

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

  • Let us contact you to apply




    I have read the Data Privacy Statement and agree to my personal details be processed by Absa

Home loans

Buy, build or renovate your home with an Absa's home loan solutions.

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Student loan 

Get a student loan with low rates to finance higher education for you
or your children.

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Car loan

An Absa car loan offers flexible repayment  terms of up to 7 years.

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Need more help?

  24/7 Service Centre: +230 402 1000

  Abby on WhatsApp: +230 5919 0001

  Email: customer.contact@absa.africa

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