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Personal unsecured loan

Our unsecured loans are offered to customers and non-customers. We help you achieve your ambitions with our competitive interest rates and a loan amount that matches your financial resources.

Apply now

What you can expect

What you get
Competitive interest rates start from 8%.

Settle your loan whenever you wish with no early repayment fees.

You can choose a repayment term of up to 84 months.

Apply for an unsecured loan even if you are not yet an Absa customer.

Credit life insurance is attached to this loan for your and your loved ones’ peace of mind.

Swift service provides you with a decision on your application within 2 working days.
What you need to know
Finance is available from a minimum of Rs50,000.

The loan amount you qualify for will vary according to your salary and other debt obligations.

Flexible repayment options from 6 months to 7 years apply.

If you already have a loan with another financial institution, we can buy it back.

Annualised percentage rate (APR) from 8.45% applies.
What to bring when you apply
Identity document, birth or marriage certificate (if applicable) and utility bill not older than 3 months

Last 3 months’ bank account statements

Your latest salary slip (new customers) or a copy of the latest salary slip (fixed income only)

12 latest salary slips and 3 months' latest bank statements (if you earn regular overtime/commissions)

Letter of outstanding balance from other banks/financial institutions (where applicable)

Work contract if employed less than a year

All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

Apply now Find a branch

Need more help?

Call:

Tel: +230 402 1000
(24/7 Contact Centre)

Email:

customer.contact@absa.africa

Talk to us

Personal unsecured loan

What you can expect

What you get

What you need to know

What to bring when you apply

Need more help?

Tel: +230 402 1000
(24/7 Contact Centre)

customer.contact@absa.africa

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Personal unsecured loan

What you can expect

Need more help?

Tel: +230 402 1000 (24/7 Contact Centre)

customer.contact@absa.africa

Useful tools

Support

Our sites

Communique

Who we are

Legal

Experience banking at your fingertips

Tel: +230 402 1000
(24/7 Contact Centre)