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Kid with building blocks

A renovation loan to help with home improvements

Looking to make some home improvements? We offer competitive rates and a loan repayment period of up to 30 years.

What you can expect

What you get
Convenient and flexible repayment terms from 6 months to 30 years

Competitive floating interest rates from 4.40% per annum

Annualised percentage rate (APR) from 4.50%
What you need to know
The home loan is suitable for anyone who wants to renovate their home.

We can finance up to 100% of the cost of your project.

Your loan will be paid in instalments based on satisfactory progress of work.

Your home or cash can be used as collateral.
What to bring when you apply
National identity document or passport (for borrower/s and guarantor/s)

Utility bill not older than three months

Last 3 months’ bank statements

Latest salary slip

Last 12 months’ salary slips if you earn other income (e.g. overtime/commissions/travel allowance)

Letter from your employer confirming permanent employment if you have been with your current employer 6 months or less

Contract of employment if you are working under contract

Marriage certificate (where applicable)

Title deed

Breakdown of renovation costs

All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

Apply now Find a branch

Need more help?

Call:

Tel: +230 402 1000

(24/7 Contact Centre)

WhatsApp:

Abby: +230 5919 0001

Email:

customer.contact@absa.africa