We help you buy land to build your own home
What you can expect
- Convenient and flexible repayment terms from 6 months to 30 years
- Competitive floating interest rates from 4.40% per annum
- Annualised percentage rate (APR) from 4.50%
- This home loan is suitable for anyone who wants to buy a residential plot of land.
- We can finance up to 60% of the cost of your project.
- Your home or cash can be used as collateral.
- National identity document or passport (for borrower/s and guarantor/s)
- Utility bill not older than 3 months at time of application
- Last 3 months’ bank statements
- Latest salary slip
- Last 12 months’ salary slips if you earn other income (e.g. overtime/commissions/travel allowance)
- Letter from your employer confirming permanent employment if your length of service is 6 months or less
- Contract of employment if you are working under contract
- Marriage certificate (where applicable)
- Draft title deed
All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).